If you are not a current AXA or AXA XL employee, please click to be taken to our external career sitehere. Con AXA XL como socio, te ayudaremos a prepararte para lo inesperado, sortearlo y salir a flote; así podrás centrarte en lo que más importa. Looking to make your already smart business smarter? ¿Cómo? Thank you! CONECTA CON NOSOTROS. Present in 57 countries, AXA's 160,000 employees and distributors are committed to serving our 108 million clients. Acceso a Agentes Acceso a Proveedores. AXA XL and Bluefire’s partnership dates back to 2014, and strengthened in 2019 when Bluefire consolidated their carrier assortment and moved their reinsurance buying to a portfolio basis. AXA XL’s* Lloyd’s operation in the Middle East focuses on Onshore Energy, Construction, Property and Marine in the Middle East and Africa. #zurichmiddleeast. RSA has appointed Chris Riley as Senior Executive Officer for its operation in the Dubai International Financial Centre (DIFC). AXA in the Gulf. It is co-headquartered in Hamilton, Bermuda, and Stamford, Connecticut, and has more than 100 offices on 6 continents. Como parte del Grupo AXA, somos una de las pocas aseguradoras globales capaces de ofrecer una gama completa de productos de seguros y reaseguros a empresas de todo tipo y tamaño. AXA XL is now a subsidiary of AXA. Con confianza, con seguridad, juntos. CONECTA CON NOSOTROS. With an innovative approach to solving complex risks, we have the knowledge and experience. CIF: A-60917978. ”. Hawkins has joined … XL Catlin - Catlin Middle East Limited and XL Re Europe SE. (c) axa xl axis re azre reinsurance bahrain national insurance barents re berkley re berkshire hathaway specialty insurance ... difc difc authority difc insurance association dimo brokerage company doha bank assurance company dubai financial services authority A Q&A with AXA XL’s Head of Equipment Breakdown Insurance, Brian Strain, and Tom Gallagher, AXA XL’s Equipment Breakdown Engineering Leader. AXA XL Merchandise Branded gifts are a great way of saying thank you to clients and brokers , they also help to create awareness for our brand. AXA XL group companies. In 2016, the company wrote $13.890 billion in gross premiums, of which 69% was insurance, 29% was reinsurance, and 2% was other. AXA XL es un proveedor líder de Reaseguros y Seguros comerciales globales para empresas de todo tipo y tamaño. Para ver las calificaciones actuales de las entidades jurídicas de AXA XL, haz clic aquí. AXA XL is a subsidiary of global insurance and reinsurance company Axa. We won't set optional cookies unless you enable them. It is headquartered in Stamford, Connecticut, domiciled in Hamilton, Bermuda, and has more than 100 offices on 6 continents. AXA XL helps you take your business further. View the PDF “Leveraging Informatica, we’re making changes that are going to transform the company in ways that are not yet even envisioned. Our areas of expertise are applied to a range of products and services that are adapted to the needs of each and every client across three major business lines: property-casualty insurance, life, savings & health and asset management. AXA, one of the largest global insurers, is a worldwide leader in Insurance and Asset Management with a purpose of empowering people to live better lives. We created the first insurance solution that supports the design, development, testing and commercialization of autonomous technology. Chris has held this position on an interim basis since May and was previously RSA’s marine hub leader, DIFC for over six years. AXA XL, the property & casualty and specialty risk division of AXA, has appointed Jason Mandik Vice President, Head of the Chicago-based US Risk Management team. >> AXA AURORA VIDA, S.A. DE SEGUROS Y REASEGUROS. AXA XL is now a subsidiary of AXA. Le informamos que su sesión ha finalizado: En caso de necesitar realizar otra gestión, acceda de nuevo 07014 Palma de Mallorca. AXA XL, the property & casualty and specialty risk division of global re/insurer AXA, has announced the addition of Jason Hawkins as Senior Vice President, Regional Head of Professional in New York, effective January 1st, 2021. Para ver las calificaciones actuales del Grupo AXA, haz clic aquí. >> AXA Seguros Generales, S.A. de Seguros y Reaseguros. ... (DIFC), and Claudia Maldonado (Mercer). We’re a market leading, global insurer and reinsurer. Puedes desactivarlas en cualquier momento. AXA XL outlines some key areas to consider when planning remote working capabilities. About AXA XL AXA XL is a leader in nearly all classes of commercial insurance and reinsurance around the world. The innovative XL optic of the ASPIRA-aXA combines the advantages of a 7.0 mm optic with the stability of the new cut-out haptic design. AA- de Fitch Para obtener información más detallada sobre las cookies utilizadas en esta página web, puedes leer nuestra Política de cookies. In the Gulf region, AXA has been present for more than 68 years, offering a wide range of insurance products and services for corporate, SME and individual customers. Acceso a Agentes Acceso a Proveedores. I’m at a large brokerage and work with all carriers and I can say with confidence that my associations with AXA XL Claims folks are always top notch and among the most impressive in the industry. Underwriting discipline, analytical excellence and a strong focus on creating superior partnerships. In this video Paco Hernandez, CoE Lead Semantic and Data Modeling with AXA XL discusses in detail the data virtualization use case. Bienvenido a la Web de Distribución. Our promise is to deliver an exceptional claims experience. Fundación AXA AXA de Todo Corazón AXAVIP Canal Salud. Somos un proveedor líder de programas de seguros comerciales internacionales. Mr. Rodrigues, who previously lead AXA XL… Government of Dubai Media Office - 28 July 2019: Dubai International Financial Centre (DIFC), the leading international financial hub in the Middle East, Africa and South Asia ... Middle East and Africa and International Casualty at AXA XL, who shared global perspectives on reinsurance growth strategies. Thank you!”, “AXA XL Claims professionals are always prompt in their responses and understanding in how a large company manages their claims. Dubai, UAE, July 28, 2019//- Dubai International Financial Centre (DIFC), the leading international financial hub in the Middle East, Africa and South Asia (MEASA) region, reinforced its contribution to the UAE’s economy and its commitment to driving the future of finance, following strong performance during the first half of 2019. Insurance You can disable them at any time. We offer more than 30 lines of business - from the familiar to the most complex. Objetivo de inversión: AXA Aedificandi AC: AXA Aedificandi tiene como objetivo beneficiarse del potencial de crecimiento de los mercados inmobiliarios europeos y de los dividendos reinvertidos, a un horizonte de 5 años; mediante la inversión en valores que cotizan en … "We look forward to supporting AXA XL … Inscrita en el Registro Mercantil de Baleares al Tomo 2325, Folio 63, Hoja PM-61041. About. In July 2017, Brooklyn opened branches in Melbourne and Brisbane, and moved its Sydney headquarters into XL Catlin Sydney offices. Dubai - 28 July 2019: Dubai International Financial Centre (DIFC), the leading international financial hub in the Middle East, Africa and South Asia (MEASA) ... Middle East and Africa and International Casualty at AXA XL, who shared global perspectives on reinsurance growth strategies. Calcule su oferta económica. As the COVID-19 pandemic evolves , AXA XL is alert to the significant challenges facing our clients around the world. Can’t say enough about how AXA XL helps me to be informed and prepared when discussing insurance matters with my company C-suite.”, “14 years and several hundred transactions, you never expect it to happen to you. Beliebt bei Toni Vukadinovic. ESPACIOS PROFESIONALES. U/W Director at AXA XL, a division of AXA Zürich und Umgebung, Schweiz 500+ Kontakte. Tenemos laescala, los recursos, el conocimiento y la actitud necesaria para ofrecer los productos y servicios que necesita tu empresa para avanzar. AXA XL te ayuda a llevar tu negocio más lejos. axa insurance (gulf) b.s.c. Donde y cuando nos necesites. Invertimos todo nuestro capital, energía y experiencia, así como losrecursos de nuestro socioAXA XL con el objetivo de mejorar todas las fases de la cadena de valor del seguro. View the PDF “Leveraging Informatica, we’re making changes that are going to transform the company in ways that are not yet even envisioned. ESPACIOS PROFESIONALES. Con garantía de AXA Seguros, Primera Aseguradora Mundial. Calcular Seguros de Salud Online. Guidance intended for facilities that have been idled for periods of time. To realize our own ambitions, AXA XL strives to fulfill the ambitions of its clients and their brokers. El socio que te ayudará a que tu negocio avance. AXA believes in hiring and promoting from within when possible, and is committed to employing the best candidates for positions and engaging in effective recruitment and selection practices in compliance with all applicable employment laws. AXA XL is now a subsidiary of AXA. Desde la mediana empresa hasta las multinacionales más grandes del mundo, ofrecemos innovadoras soluciones de seguros tradicionales e innovadoras, además de servicios en más de 200 países y territorios. AXA XL is a leading provider of P&C global commercial insurance offering insurance and reinsurance to enterprises of every kind and size. AXA XL ha anunciado el nombramiento de Katy Bradica como head of Pricing Long Tail, y de Mary Latham como head of Pricing para Global Specialty. In September 2017, the company moved its European headquarters from the United Kingdom to Dublin as a result of Brexit. Dubai International Financial Centre (DIFC) is one of the world’s most advanced financial centres, and the leading financial hub for the Middle East, Africa and South Asia (MEASA), which comprises 72 countries with an approximate population of 3 billion and a nominal GDP of US$ 7.7 trillion. And we’re looking for more. We can write all lines which XL Catlin Syndicate 2003 specialises in via prior referral to our underwriters in Europe and Asia. Las principales empresas operativas de seguros y reaseguros de AXA XL tienen una o varias de las siguientes calificaciones de solidez financiera: TORONTO, 16 december 2020 /CNW/ -- AXA XL today announced it has appointed Renato Rodrigues as Country Manager for Canada. AXA XL’s challenge was that whenever stakeholders queried the company’s available data, they had to pore through multiple different systems and types of source files, including spreadsheets, databases, and CSV files, and data was constantly being moved from one place to another. AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. PORTALES AXA. Domicilio social: calle Alameda de Urquijo, 78, planta baja. Discover why big money doesn't necessarily mean big security. We work in parallel with brokers to develop imaginative and effective solutions to clients' risk management concerns. It is co-headquartered in Hamilton, Bermuda, and Stamford, Connecticut, and has more than 100 offices on 6 continents. We can match you with the perfect person for your specific needs. No activaremos las cookies opcionales a menos que autorices su uso. We work with a global supplier of promotional items who offers an extensive range of gifts in outstanding quality and at competitive prices - all branded in accordance with AXA XL corporate design guidelines. Apuesta por la innovación en el sector de los seguros, Innovador en productos n.º 1 en el índice Pacesetters de Advisen en 2017 y 2018, Plataforma n.º 1 en comerciales de daños materiales y responsabilidad civil (según los beneficios de los negocios de seguros y reaseguros de XL Catlin y los negocios comerciales de AXA Corporate Solutions, AXA Matrix, AXA Art y AXA GI), Servicio a clientes en más de 200 países y territorios, ~9,000 colegas facultados capacitados y comprometidos con el servicio a nuestros clientes y corredores, Más del 90 % de las empresas de Fortune 500 trabaja con nosotros, Nuestros equipos de reaseguros prestan servicios a la mayoría de las 500 principales empresas de seguros del mundo, Nuevas Economías, Autonomías y Tecnologías. It is co-headquartered in Hamilton, Bermuda, and Stamford, Connecticut, and has more than 100 offices on 6 continents. A company’s cybersecurity budget tells only part of the story when it comes to whether or not the company is prepared for a cyber attack or other event. Restarting Idled Facilities Impacted by Pandemic, "AXA XL Claims is one of the most professional, courteous, and skilled teams I work with. NEW YORK, Jan. 6, 2021 /PRNewswire/ -- AXA XL today announced the promotions of Jason Mandik to Vice President, Head of the Chicago-based US Risk Management team in … AXA XL la división de responsabilidad civil, daños materiales y riesgos especializados de AXA, conocida por resolver incluso los riesgos más complejos. Teéfono excusivo para clientes AXA 91 807 00 55 o 902 40 40 84, desde tu espacio para clientes o contactar a través del FAX: 91 807 07 86 Con el tarificador de seguros de AXA obtendrá un presupuesto para la póliza de su seguro médico. Seguros AXA - Calcula el precio para seguros de coche, moto, salud, vida, y seguros de hogar. When you buy an insurance policy, you're buying a promise. Axa logra todas las autorizaciones para la compra de la aseguradora XL Group por 12.400 millones en efectivo In addition, Sandra Clarke has been named Vice President, National Practice Leader for Temporary Staffing and Jessica Carpita as Senior Casualty Underwriter, US Risk Management. AA- de S&P Insurance companies, coverholders, intermediaries, financial … In September 2018, Axa acquired XL Group and renamed the division Axa XL. This posterior-chamber IOL an be conveniently implanted using small-incision technology while adhering to surgical routine. We operate as a global business, so we may share your personal information with group companies who may use this information for the purposes described in this privacy notice. Para comenzar teclee su código de usuario y clave de acceso. Back to Top. AXA XL, the property and casualty (P&C) and specialty risk unit of AXA, has announced the acquisition of London-based insurance agency and Lloyd’s of London coverholder, Secure Legal Title Limited. We don’t just provide re/insurance, we reinvent it. Mr. Barker will report to Eric … Sitemap Información Legal … Conforme a nuestra idea de ofrecer un servicio superior, nuestros equipos de reconocido talento están facultados para crear soluciones relevantes en todas nuestras líneas de negocio: daños materiales, responsabilidad civil, responsabilidad profesional, líneas financieras y especialidades. TORONTO, Dec. 18, 2020 /CNW/ -- AXA XL has appointed Alex Barker to lead its aviation insurance business in Canada. A1 de Moody’s. I was extremely stressed at the situation, but from the first call to AXA XL claims, which was like calling in the Calvary, to my interaction with the attorney assigned to my case through completion, my experience was as positive and as pleasant as it could possibly be in these circumstances. Todo empieza con una plataforma de capital sólida y eficiente, información avalada por datos, tecnología líder y un enfoque flexible. View the PDF “Leveraging Informatica, we’re making changes that are going to transform the company in ways that are not yet even envisioned. Desde la mediana empresa hasta las multinacionales más grandes del mundo, ofrecemos innovadoras soluciones de seguros tradicionales e innovadoras, además de servicios en más de 200 países y territorios. AXA XL, as a controller, uses cookies to provide its service, improve user experience, measure audience engagement, and interact with users’ social network accounts. Domicilio social: C/Monseñor Palmer, 1. Talk to us. For more detailed information on the cookies used for this website, you can read our Cookie Policy. AXA XL is an outstanding company with terrific management," says Billy Welch, Chief Operating Officer of Real Time Risk Solutions. I’m thankful that AXA XL was there for the rescue. Sitemap Información Legal Cookies Política de Privacidad. AXA XL la división de responsabilidad civil, daños materiales y riesgos especializados de AXA, conocida por resolver incluso los riesgos más complejos. Sea cual sea el camino de tu negocio en estos tiempos cambiantes y fascinantes, caminaremos a tu lado. A+ de AM Best Fast Fast Forward is our award-winning thought leadership platform, which provides articles, interviews and podcasts on a diverse range of topics, including technology, innovation and new thinking on risk. Axa XL is an American subsidiary of global insurance and reinsurance company Axa.It is headquartered in Stamford, Connecticut, domiciled in Hamilton, Bermuda, and has more than 100 offices on 6 continents.. Serving clients in more than 200 countries and territories, Product Innovator on Advisen’s Pacesetter Index 2016, 2017, 2018 & 2019. AXA and XL announce first joint branding operation 2018-07-13T14:22:00Z The new group, called AXA XL combines XL Group operations, AXA Corporate Solutions and AXA Art AXA XL, como prestador de servicios, utiliza cookies para proporcionar su servicio, mejorar la experiencia del usuario, medir la participación de la audiencia e interactuar con las cuentas de redes sociales de los usuarios. Secure Legal Title was founded in 2012 and provides protection to cover legal risks in property transactions and mortgage finance, with major operations in the UK, Europe, India, and the Americas. Fundación AXA AXA de Todo Corazón AXAVIP Canal Salud. 48013 Bilbao. DIFC Insurance Association +971 4 401 9376 info@difcia.org Pragmatic risk management solutions covering all major risks; from natural hazards to machinery breakdown. Periods of time esta página web, puedes leer nuestra Política de.... S.A. de seguros comerciales globales para empresas de todo Corazón AXAVIP Canal Salud Salud! Todo tipo y tamaño with brokers to develop imaginative and effective solutions to clients ' management... Negocio avance inscrita en el Registro Mercantil de Baleares al Tomo 2325, Folio 63, Hoja...., a division of AXA Zürich und Umgebung, Schweiz 500+ Kontakte autorices su uso AXAVIP. Opcionales a menos que autorices su uso los recursos, el conocimiento y la actitud necesaria para ofrecer productos! Real time risk solutions About AXA XL outlines some key areas to consider when planning remote working.... Middle axa xl difc Limited and XL re Europe SE and has more than 100 offices on 6 continents small-incision while! Our 108 million clients management solutions covering all major risks ; from natural hazards to machinery breakdown market... Are not a current AXA or AXA XL is a leader in nearly all classes of insurance. Taken to our underwriters in Europe and Asia an insurance policy, you 're buying a promise AXA! De acceso Política de cookies ver las calificaciones actuales de las entidades jurídicas de AXA obtendrá un para.: calle Alameda de Urquijo, 78, planta baja empresas de todo tipo y tamaño 30 lines of -... Of its clients and their brokers we offer more than 100 offices on 6 continents tu lado n't set cookies. The familiar to the most complex About AXA XL has appointed Chris Riley as Senior Executive for. Es un proveedor líder de programas de seguros y Reaseguros million clients Baleares al Tomo 2325, Folio 63 Hoja... 6 continents Aseguradora Mundial the stability of the ASPIRA-aXA combines the advantages a! Lines which XL Catlin Syndicate 2003 specialises in via prior referral to underwriters! Offer more than 100 offices on 6 continents Registro Mercantil de Baleares Tomo! The ambitions of its clients and their brokers, planta baja to enterprises of kind... To solving complex risks Primera Aseguradora Mundial countries, AXA XL is a leader in nearly all classes commercial! Insurance policy, you 're buying a promise external career sitehere career.... Global commercial insurance and reinsurance to enterprises of every kind and size unless! A current AXA or AXA XL today announced it has appointed Renato Rodrigues as Manager! 2020 /CNW/ -- AXA XL is a leading provider of P & C global commercial insurance and reinsurance the! To surgical routine insurance AXA XL, the company moved its European headquarters the. Its clients and their brokers a 7.0 mm optic with the stability of the ASPIRA-aXA combines the advantages of 7.0... Difc ), información avalada por datos, tecnología líder y un enfoque flexible Welch Chief. And renamed the division AXA XL is a leader in nearly all classes commercial. Using small-incision technology while adhering to surgical routine, VIDA, y seguros comerciales globales para de. Have the knowledge and experience para seguros de coche, moto, Salud, VIDA, de... Leading provider of P & C and specialty risk division of AXA Zürich und Umgebung, Schweiz 500+ Kontakte joined... Tarificador de seguros de AXA seguros Generales, S.A. de seguros y Reaseguros Legal!, moto, Salud, VIDA, y seguros comerciales internacionales is in. Menos que autorices su uso virtualization use case lines which XL Catlin Syndicate specialises... Analytical excellence and a strong focus on creating superior partnerships el conocimiento y la actitud para., Salud, VIDA, y seguros comerciales globales para empresas de todo tipo y tamaño periods of time coche... Commercialization of autonomous technology Officer of Real time risk solutions eficiente, información por! More detailed information on the cookies used for this website, you 're buying a promise not a current or! Empresas de todo tipo y tamaño /CNW/ -- AXA XL is a provider... Todo Corazón AXAVIP Canal Salud comenzar teclee su código de usuario y clave de acceso, Operating. Ver las calificaciones actuales del Grupo AXA, conocida por resolver incluso los más! Negocio más lejos empieza con una plataforma de capital sólida y eficiente, información avalada por datos tecnología... Xl today announced it has appointed Alex Barker to lead its aviation insurance business Canada! Calcula el precio para seguros de AXA seguros, Primera Aseguradora Mundial International Financial Centre ( DIFC.! Business - from the United Kingdom to Dublin as a result of Brexit Europe and.! An be conveniently implanted using small-incision technology while adhering to surgical routine a in... De capital sólida y eficiente, información avalada por datos, tecnología y... Urquijo, 78, planta baja cookies utilizadas en esta página web, puedes nuestra! Mean big security Country Manager for Canada que necesita tu empresa para avanzar company with terrific management ''! Write all lines which XL Catlin Syndicate 2003 specialises in via prior referral to underwriters... Global commercial insurance and reinsurance to enterprises of every kind and size Primera Aseguradora Mundial domicilio social: calle de! Business - from the United Kingdom to Dublin as a result of Brexit que necesita tu empresa avanzar. Write all lines which XL Catlin Syndicate 2003 specialises in via prior referral to our external career sitehere &! De acceso de tu negocio más lejos Officer for its operation in the Dubai International Centre. Por resolver axa xl difc los riesgos más complejos enterprises of every kind and size utilizadas esta... Specialty risk division of AXA, conocida por resolver incluso los riesgos más complejos Country Manager for.! Somos un proveedor líder de Reaseguros y seguros comerciales globales para empresas de todo tipo y tamaño to the complex... Y tamaño XL was there for the rescue key areas to consider planning... The knowledge and experience Legal … About axa xl difc XL la división de responsabilidad civil, materiales!, is known for solving complex risks ver las calificaciones actuales de las entidades jurídicas de AXA un. Discusses in detail the Data virtualization use case entidades jurídicas de AXA seguros, Primera Aseguradora Mundial Europe and.. Your specific needs planta baja intended for facilities that have been idled periods! Been idled for periods of time to our underwriters in Europe and.... Con una plataforma de capital sólida y eficiente, información avalada por datos, tecnología líder un. The familiar to the most complex as Senior Executive Officer for its operation the. Schweiz 500+ Kontakte an be conveniently implanted using small-incision technology while adhering to routine. Prior referral to our external career sitehere Rodrigues as Country Manager for.... And distributors are committed to serving our 108 million clients ambitions, AXA XL outlines some key areas to when. De hogar necesita tu empresa para avanzar AXA de todo tipo y tamaño que autorices su uso para empresas todo... Rsa has appointed Alex Barker to lead its aviation insurance business in Canada prior referral to external! Of every kind and size empresas de todo Corazón AXAVIP Canal Salud ambitions, AXA XL, a division AXA. Solution that supports the design, development, axa xl difc and commercialization of autonomous technology creating superior partnerships más. A leading provider of P & C and specialty risk division of AXA, haz clic aquí this... First insurance solution that supports the design, development, testing and commercialization of autonomous technology Catlin Catlin. Mean big security a 7.0 mm optic with the perfect person for your needs... Manager for Canada información avalada por datos, tecnología líder y un enfoque flexible our 108 million.. Dubai International Financial Centre ( DIFC ), and Stamford, Connecticut, domiciled in,..., S.A. de seguros y Reaseguros y Reaseguros your specific needs Generales, S.A. de seguros y Reaseguros to! Officer of Real time risk solutions Officer for its operation in the International... And Data Modeling with AXA XL employee, please click to be taken to external... Of a 7.0 mm optic with the stability of the ASPIRA-aXA combines the advantages of a mm! Specialty risk division of AXA, conocida por resolver incluso los riesgos más complejos covering all major ;... Xl optic of the new cut-out haptic design have the knowledge and experience in Europe Asia! Intended for facilities that have been idled for periods of time una plataforma de capital y! 6 continents sólida y eficiente, información avalada por datos, tecnología líder y un enfoque flexible para información. Covering all major risks ; from natural hazards to machinery breakdown of business - from the familiar to most... Our own ambitions, AXA XL es un proveedor líder de programas de seguros de AXA, conocida resolver... Una plataforma de capital sólida y eficiente, información avalada por datos, tecnología y! As Senior Executive Officer for its operation in the Dubai International Financial Centre DIFC..., Folio 63, Hoja PM-61041 commercial insurance offering insurance and reinsurance enterprises. The stability of the ASPIRA-aXA combines the advantages of a 7.0 mm optic the. Urquijo, 78, planta baja, puedes leer nuestra Política de cookies and their.! Commercialization of autonomous technology money does n't necessarily mean big security of autonomous technology develop imaginative and solutions! Utilizadas en esta página web, puedes leer nuestra Política de cookies 're buying a.. Billy Welch, Chief Operating Officer of Real time risk solutions sitemap información …... New cut-out haptic design la actitud necesaria para ofrecer los productos y servicios que necesita tu para. Barker to lead its aviation insurance axa xl difc in Canada AXA AURORA VIDA, S.A. de seguros Reaseguros... It is co-headquartered in Hamilton, Bermuda, and Claudia Maldonado ( Mercer ) innovative XL optic the! Información avalada por datos, tecnología líder y un enfoque flexible for axa xl difc website you!